Loan Types

From first-time buyers to seasoned investors, Mansa Mortgage offers a full range of home loan programs designed for your situation.

Fixed-Rate Mortgage

Stability for the long term

Lock in an interest rate for the entire life of the loan. Your principal and interest payment stays the same, making budgeting predictable.

Best for

First-time buyersLong-term homeownersBudget planners
  • Terms from 10 to 30 years
  • Predictable monthly payments
  • No rate surprises
Apply for this loan

Adjustable-Rate Mortgage (ARM)

Lower initial payments

Start with a lower rate than a fixed loan, then adjust periodically. Ideal if you plan to move, refinance, or expect income growth.

Best for

Short-term homeownersInvestorsThose expecting future raises
  • Lower starting rate
  • Rate caps for protection
  • Flexible planning
Apply for this loan

FHA Loan

Accessible home financing

Backed by the Federal Housing Administration, FHA loans allow lower down payments and more flexible credit requirements.

Best for

First-time buyersLower down paymentsCredit flexibility
  • Down payments as low as 3.5%
  • Flexible credit requirements
  • Government-backed security
Apply for this loan

VA Loan

Benefits for veterans and service members

Available to eligible veterans, active-duty service members, and surviving spouses. VA loans often require no down payment and no private mortgage insurance.

Best for

VeteransActive-duty militarySurviving spouses
  • 0% down payment possible
  • No PMI required
  • Competitive rates
Apply for this loan

Jumbo Loan

Financing for high-value homes

When your loan amount exceeds conforming limits, a jumbo loan gives you the financing needed for luxury or high-cost properties.

Best for

High-value property buyersInvestorsLuxury home purchases
  • Loan amounts above conforming limits
  • Customized terms
  • Experienced underwriting
Apply for this loan

Refinance

Improve your current mortgage

Lower your rate, shorten your term, or tap into home equity. We help you compare refinance options to find the right fit.

Best for

Lower rate seekersEquity accessTerm adjustments
  • Rate-and-term refinance
  • Cash-out refinance
  • No hidden fees
Apply for this loan

Calculate your payment

Try different loan amounts and rates to see what works for your budget.

Mortgage Calculator

Estimate your monthly payment in seconds.

Estimated monthly payment

$4,905

Loan Amount

$776,000

Total Interest

$989,745

Total Cost

$1,765,745

*This estimate does not include taxes, homeowners insurance, or HOA fees. Rates are for illustration only.

Not sure which loan is right?

A Mansa Mortgage specialist can review your goals and recommend the best program for your purchase or refinance.